Financial Coaching

A better life starts with a plan for your money.


Free Consultation

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Our Services

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Ridgeway Financial Solutions provides financial coaching services to help individuals and couples achieve their financial goals. Our approach involves creating customized plans and working closely with our clients to execute on those plans.

We offer guidance and support to those at all stages of their financial journey, whether they need help with budgeting, getting out of debt, building credit, or building wealth.


Credit Repair

Get Out of Debt

Reduce Expenses

Increase Income

Build Wealth


We believe in empowering our clients to take control of their finances. Our typical approach lasts between 3-6 months, during which time we work with you to create a personalized plan tailored to your specific needs and goals.

We believe in teaching you to fish, rather than just giving you a fish. Our goal is to provide you with the tools and knowledge necessary to make informed financial decisions for a lifetime. We understand that every individual is unique, so we customize our approach to fit your specific situation and walk with you along the path to reach your financial goals.

It's easy to get started

Create customized plan

Execute together

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Our promise


15 years of financial coaching experience.

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Confidentiality in all matters.

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No contracts, no obligations.

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Ram Ridgeway - Financial Coach


Free Consultation

Free Consultation

Ram is an experienced financial coach with a passion for helping people achieve their financial goals. With over 15 years of experience in financial services, including debt collection and senior leadership roles in consumer banking, he brings a wealth of knowledge and expertise to his coaching.

Ram's qualifications include certification through the Dave Ramsey Financial Coach Master Training program and a Bachelor of Science in Business Management. He is committed to providing his clients with the tools, resources, and guidance they need to achieve financial success. His combination of experience, education, and dedication make him the ideal choice for anyone seeking a knowledgeable and supportive financial coach.